Yvonne Dawn Ridguard-Harris is an Attorney-at-Law by profession and the representative of Jamaica on the Caribbean Confederation of Credit Unions (CCCU) Board, since July of 2007.  In May 2007, Mrs. Ridguard-Harris became the First female President of the Jamaica Co-operative Credit Union League Limited (JCCUL), in the sixty-five (65) years of the League’s history.  Also in 2009 she became the First female President of the Caribbean Confederation of Credit Unions.

Mrs. Ridguard-Harris served on Jamaica’s League Board between 2002 to 2004 as Second Vice President and between 2004 to 2007, as First Vice President.   Mrs. Ridguard-Harris has held many leadership positions.  As a student, she was representative for the Faculty of Law on University Council.  In her community in Portland, Jamaica she has been a Director of Portland Environment Protection Association (PEPA) and Director of Associated Chamber of Commerce of Jamaica (ACCJ).  Presently, she is a Committee Member of the Portland Parish Library, Director of the Portland Multipurpose & Day Care Centre and Justice of the Peace for the parish of Portland, since 1998.  Mrs. Ridguard-Harris has also been President of the Portland Co-operative Credit Union Limited (PCCU), from July 2002 to present. Mrs. Ridguard-Harris believes that the Credit Union Movement combines and epitomises the best of the human spirit; service, goodwill, corporation and the best traditions of democracy.  Mrs. Ridguard-Harris is Catholic by religion and the proud mother of John-Anthony, aged 11. In her spare time, she enjoys reading and swimming.  Her philosophy is “don’t let where you are determine where you are going, the sky is the limit, aim for it”.

A Credit Union member since 1980, Mr Moses is the current President of the Grenada Cooperative League Ltd and a past President of the Grenada Public Service Cooperative Credit Union. His is also the current acting Chairman of the ECCCL and a director of the CCCU.

During the past thirty years, Mr Moses has held senior management positions in both the public and private sectors and served as the president of the Grenada Chamber of Industry of Commerce and deputy president of the Senate in Grenada.

Mr Moses is the Project Manager of the World Bank Public Sector Reform Project and Policy Advisor to the Prime Minister of Grenada. A graduate of UWI and the University of Missouri, he holds an MSc in Telecommunications Regulation and an MBA.

G. Sydney Newton is the General Manager of the Nevis Co-operative Credit Union, St. Christopher (St. Kitts) and Nevis who received formal training at the University of the West Indies. He is currently pursuing post-graduate studies by Distance Education with the University of Leicester in the U.K. Mr. Newton was nominated by the CCCU Board of Directors to replace Mr. Melvin Edwards following his resignation from the Board in August of 2009.

Mr. Hally Haynes is widely known for his people oriented focus to personal and professional development at all levels of society. He has over twenty-nine (29) years experience in law enforcement, youth work and management.

Paying attention to the social and economic issues that confront the nation, Mr. Hally Haynes is an active member of the Credit Union Movement and has over twenty-five (25) years experience as a Director of the Barbados Police Co-operative Credit Union Limited. He served at the National Level for some ten (10) years and is a founding Director of Co-operators General Insurance Company. Mr. Haynes is currently the Treasurer of the Barbados Police Co-operative Credit Union Limited and is the President of the Barbados Co-operative and Credit Union League Limited. He is now serving in his second year as President having been re-elected to the Board of Directors of the Barbados Co-operative and Credit Union League Limited in October 2011.

He has represented the Barbados Police Co-operative Credit Union Limited and the Barbados Co-operative and Credit Union League Limited at several local, regional and international credit union meetings.

He has also written several articles on the credit union movement in Barbados and he is firmly of the view that the credit union movement is a critical enabler to the economic enfranchisement of ordinary Barbadians.

He is a former member of the Royal Barbados Police Force having served this noble institution from July 1982 until 1995 when he was seconded to head the Youth Development Programme, of the then Ministry of Education, Youth and Culture. His last appointment in the Royal Barbados Police Force was that of Court Prosecutor which he held from 1988 until 1995.

In 1996 he was appointed Director of the Barbados Youth Service which is a multi-disciplinary programme that provides a dynamic learning environment aimed at encouraging positive change within the youth of Barbados. Mr. Haynes has been credited in facilitating institutional reform within this programme during the period 1996-2007.

In 2004 Mr. Haynes established a management consultancy company namely Total Management Solutions and Real Estate Development Inc and has provided management consultancy services to a number of small and medium size businesses in the area of business, financial planning and development. He is the management consultant and project manager for the Barbados Union of Teachers 44M residential and commercial project at Hothersal Turning, St. Michael. He is also the Project Manager for the Barbados Football Association new Headquarters and international artificial turf playing field.

Mr. Haynes holds professional and academic qualifications in the area of law enforcement, management and youth work. He holds a Masters degree in Business Administration and a Diploma in Human Resource Management from the University of the West Indies. He also holds a Diploma in Youth and Development Studies. He is a graduate of the University of West Indies Social Policy, Formation and Management Course. He is currently pursuing the Doctorate in Business Administration at the University of the West Indies, Cave Hill Campus.

Mrs. Bowe-Moss is the President of the Bahamas Co-operative League Limited. She also serves as the Assistant Secretary on the Board of Directors for the Teachers & Salaried Workers Co-operative Credit Union Limited in The Bahamas (the larges credit union with assets of over US $100 million). Mrs Bowe-Moss was elected Vice President of the Caribbean Confederation of Credit Unions at the Annual General Meeting held in Punta Cana, Dominican Republic in June of 2009.

Mrs Bowe-Moss has more than 28 years of credit union experience having served at all ranks of the movement as well as having served as a regulator for Credit Unions in The Bahamas. She possesses extensive certified credit union training.

She is a veteran educator specialising in Business Studies. She is married to Stephen J Moss Sr. She is the mother of three daughters and one son. The couple has two grandchildren.

Dana Andre Nestor is the Manager of the Guyana Co-operative Credit Union League and has served it in various capacities promoting Credit Union development for approximately thirty (30) years.

She has also served as Enquirer and Liquidator for the Co-operative Department, Ministry of Labour, Human Services and Social Security.

She is currently the Treasurer of the Apex Body of the Co-operative Movement in Guyana, The Guyana National Co-operative Union.

Dana has served for two (2) years as Treasurer of the Board of the Regional Body for Caribbean Administrative Professionals and currently maintains her membership of the Guyana Association of Administrative Professionals.

• born February 20TH, 1956 to credit union pioneers, Jane & Henry Usher, the former at Age 94, affectionately known as ‘Miss Jane’, still the General Manager of the largest credit union in Belize with total assets of U.S.$200 million dollars
• became a credit union member from birth as all other nine (9) siblings did
• joined the staff of Holy Redeemer Credit Union (HRCU) Ltd. in May 1977 immediately after graduating from the University of Louisiana in the U.S.A. with a degree in Economics & Accounting
• currently the Financial Controller of HRCU with some 34 years of service in the Credit Union Movement
• became director of Belize Credit Union League after HRCU rejoined the League in 2007. Served as the League’s Treasurer from 2007 until June 2011 when elected president of the League.
• represented HRCU as official delegate to CCCU, WOCCU and CUNA Discovery conferences and conventions
• received CUDE designation in March 2011 at Carib DE4 in Castries, St. Lucia
• enjoy very much playing and watching sports, volleyball in particular. Served as the president of the Belize National Volleyball Federation for ten (10) years attending regional, continental and world meetings, conferences and congresses throughout the Americas, the Caribbean, Europe and Asia
• during tenure as volleyball president represented the Belize Olympic Committee as Chief of Mission to the XV Commonwealth Games in Victoria, B.C. and the XIII Pan American Games in Winnipeg, Manitoba, Canada.
• coming from a family that believes in and lives the life of service to people, it is heartwarming to think that this new endeavor as a director of CCCU will allow me to continue to fulfill our family tradition of service to people, only now at the regional level as well.

Andre Goindoo is General Manager (Acting) of CUNA Caribbean Insurance Society Limited a wholly owned subsidiary of CUNA Mutual Group the principal provider of insurance and other financial services to credit unions worldwide.

Andre joined CUNA Caribbean Insurance in 1992 and has held various positions within the Financial and Accounting Function. Andre’s most recent position was that of Executive Manager Finance/ Corporate Secretary.

From 2006, Andre served as the Chief Financial Officer of CUNA Mutual Insurance Society’s Latin American Region which includes the English speaking Caribbean, Puerto Rico, Dominican Republic and the Dutch Antilles. He was also responsible for establishing and managing the Compliance Function in the English Speaking Caribbean. Andre is a Member of the Association of Chartered Certified Accountants (ACCA).